Comprehensive Coverage- Helps protect you from "non-collision" damage. This includes theft, vandalism, fire, weather events, damage from hitting animals, or falling objects. Liability Coverage- If you are legally responsible for causing injury or property damage liability insurance can you help you avoid costly out-of-pocket bills. This includes bodily injury which help covers medical expenses and loss of wages for those injured, and property damage liability which helps covers the cost of repairing or replacing property or vehicle damage. Personal Injury Protection- Covers medical expenses, lost wages, and other related cost if you or your passengers are injured in a car accident, regardless of who is at fault. Rental Reimbursement Coverage- Optional coverage that helps pay for a rental car or other transportation expenses while your vehicle is being repaired after a covered accident. This typically requires you to also have comprehensive and collision insurance as well. Collision Coverage- Covers damages to your vehicle in an accident, regardless of who is at fault. Aids in the payment for repairs or replacement if you collide with another vehicle, an object, or if your car rolls over. Roadside Coverage- Provides helps if your vehicle breaks down or you’re stranded on the road. This coverage typically covers essential services like towing, battery jump-starts, fuel delivery, and lockout assistance.

General Liability- Protect your company from claims such as bodily injury, client lawsuits, property damage, medical expenses, legal fees, and more. Commercial Property- Helps protect your business's physical assets from various risk, including damage or loss due to fire, theft, vandalism, windstorms, and other covered perils. Business Owners Policy- Property and Liability coverage combined conveniently and cost-effective in a singe package. Includes coverage for buildings, contents, general liability, and sometimes business interruption income. Commercial Auto- Coverage aimed to protect company vehicles and drivers from financial losses due to accidents, liability claims, and vehicle damage.

Life insurance can provide significant peace of mind by covering funeral expenses, replace lost wages, cover mortgage payments, pays of debt, provide for a college education, leave an inheritance, secure your business, estate planning, and much more. Typically, Life insurance policies fall into two main categories: Term Life Insurance and Permanent Life Insurance. Term life provides coverage for a specific period such as 10, 20, and 30 years. More affordable, especially when you’re young and healthy. Pays out a death benefit only if you die during the term. Some term policies may be renewable or converted to permanent polices. Permanent Life Insurance provides coverage for your entire life. Includes a cash value component that grows over time and can be accessed while you’re still living, and premiums are generally more expensive.

Homeowners insurance covers the home’s structure, fixtures, and personal property such as furniture appliances, clothing, jewelry, etc. Coverage includes damage from fires, storms, water or sewage issues, theft, and liability for injuries on the property, as well as living expenses due to loss of use while repairing the property following a covered event. Renters insurance covers personal property (furniture, electronics, etc.) and liability for injuries in the rental unit. This includes damage to belongings from fire, theft, water damage, and liability for injuries within the rental. It can also extend to means of transportation, covering stolen items from your car or bike while you were at work.